Stellar (XLM) Outpaces Ethereum in Tokenized Fund Inflows Amid $4 Billion RWA Surge
Key Summary
Stellar (XLM) has taken the top spot globally in daily institutional capital inflows into investment funds, surpassing Ethereum. According to data from RWA.xyz and Token Terminal, net inflows into Stellar-based investment funds totaled $17.1 million over the past 24 hours, a fourfold expansion since the end of last year. The surge marks a significant growth in the total value of real-world assets on the network, reaching a record $3.5-4 billion. Stellar's performance highlights the technological divergence between the network and its historical competitor, the XRP Ledger (XRPL).
Stellar Surges Past Ethereum in Tokenized Fund Inflows Amid $4 Billion Surge
Market Analysis
Stellar's surge in tokenized fund inflows is a significant development in the cryptocurrency market. The network's total value of real-world assets has grown by 360%, reaching a record $3.5-4 billion. This growth is driven by major regulated funds that have distributed liquidity across three key jurisdictions: France, the United States, and Luxembourg. The Spiko Amundi Overnight Swap Fund, Franklin Templeton's BENJI government money market fund, and the Yuleba Bond 2030 corporate credit instrument are among the assets operating on the Stellar network. Circle's USDC stablecoin serves as the ecosystem's settlement gateway, maintaining a record 707,248 active addresses for the RWA sector. The network expects another boost in the first half of 2027, with the U.S. securities depository DTCC planning to connect its tokenization service to Stellar to bring Russell 1000 stocks and major ETFs on-chain.
Regulatory Environment
Stellar's performance in the regulated fund segment highlights the technological divergence between the network and its historical competitor, the XRP Ledger (XRPL). While Stellar is accumulating traditional banking capital and government bonds, XRPL has taken a dominant position in the tokenization of commodities and industrial assets. Ripple's ecosystem is now built around Justoken's JMWH energy contracts, valued at $2.22 billion, and Latin American corporate debt pools from VERT Capital. Settlement activity across this industrial hub is supported by Ripple USD (RLUSD), a regulated stablecoin with a market capitalization of $1.16 billion.
Conclusion
Stellar's position as the leading public blockchain infrastructure for regulated investment products has been further cemented by the latest inflows. The network's ability to attract traditional banking capital and government bonds sets it apart from its competitors, and its growing ecosystem is expected to continue driving growth in the first half of 2027.