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UToday • October 10th 2026, 2:00 PM

Ex-Ripple Exec on What's Next for XRP: Agentic Payments, RLUSD Surge Onchain

XRP Agentic Payments Surge: RLUSD Growth Predicted

Key Summary

Former Ripple exec Chandler Fang notes agentic payments on XRP Ledger accelerating faster than expected, with over 13 million transactions processed. RippleX head of engineering J.A. Akinyele predicts 100 million agentic transactions may occur sooner than expected, driven by AI agents and purpose-built agent infrastructure. RLUSD surge expected as more merchants and services bring payments onchain.

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XRP Agentic Payments Surge: RLUSD Growth Predicted

Introduction

The XRP Ledger has seen a significant surge in agentic payments, with over 13 million transactions processed since July. This growth is attributed to the increasing adoption of agentic payments, which allow agents to pay for goods and services using XRP and RLUSD.

Accelerating Growth

Former Ripple product lead and cofounder Chandler Fang notes that agentic payments are compounding faster than most expected. Fang highlights a jump from roughly 1 million transactions in July to more than 13 million currently. This growth is expected to continue, with Akinyele predicting 100 million agentic transactions may occur sooner than expected.

Purpose-Built Infrastructure

To support this rapid growth, Ripple is developing purpose-built agent infrastructure, including verifiable identities, strict execution safeguards, and secure smart wallets. These infrastructure will enable more merchants and services to bring payments onchain, driving the growth of agentic payments.

RLUSD Surge

As more merchants and services bring payments onchain, a surge in RLUSD is expected. RLUSD is a stablecoin that is being used to facilitate agentic payments. The use of RLUSD is expected to increase as more merchants and services adopt agentic payments.

Conclusion

The growth of agentic payments on the XRP Ledger is expected to continue, driven by the increasing adoption of agentic payments and the development of purpose-built agent infrastructure. The use of RLUSD is expected to increase as more merchants and services adopt agentic payments.
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