Ether.fi taps MoonPay to consolidate payments infrastructure across its crypto neobank

Integration Overview

Ether.fi has partnered with MoonPay to integrate its payments infrastructure, reducing the number of separate providers involved in funding, moving, and withdrawing money from ether.fi. The partnership will provide four products: Headless Ramps, MoonPay Trade, Enterprise Virtual Accounts, and Crypto Deposits.

Benefits for Users

The integration is designed to reduce the number of separate providers involved in funding, moving and withdrawing money from ether.fi. Users will be able to complete identity verification once and reuse that information across supported products, subject to local requirements.

Services Offered by MoonPay

MoonPay's Headless Ramps will provide embedded fiat onramps and offramps without redirecting users outside the ether.fi interface. MoonPay Trade will handle cross-chain routing and crypto conversions inside the app.

Expansion and Growth

The partnership will also give ether.fi users virtual accounts with account and routing details through MoonPay Enterprise, supporting payment rails including ACH, Fedwire, SWIFT, Faster Payments and SEPA. Crypto Deposits will allow users to deposit assets from external wallets or exchanges and have them converted into their ether.fi balance. The expansion comes as ether.fi builds beyond its origins as an Ethereum liquid staking protocol and into payments and other consumer financial products.

Financial Performance

Ether.fi said its card processed $123.7 million in spending during September across 1.5 million transactions and more than 48,000 active addresses, citing Paymentscan data. That compares with $24.1 million in September 2025. Since launching in April 2025, the card has processed about $918 million in cumulative spending across 11.6 million transactions and 113,000 addresses, according to the company.

Quotes from ether.fi and MoonPay

“The bar for ether.fi isn’t other crypto products,” ether.fi co-founder and Chief Growth Officer Rok Kopp said. “It’s whatever banking app a user opens every morning.” The partnership preserves ether.fi’s self-custodial model while using MoonPay’s licensed infrastructure for fiat payment rails. Ether.fi said users retain control of their wallet keys while MoonPay handles payments and compliance at the points where funds move between traditional banking systems and crypto. “The platforms that win will be the ones that make money move simply,” MoonPay CEO and founder Ivan Soto-Wright said.