Banks Face $230B Payments Revenue Threat from Stablecoins and Tokenized Deposits
Key Summary
Banks risk losing $230 billion in payments revenue as stablecoins, tokenized deposits and central bank digital currencies move into wider use, according to a survey conducted by IT services and consulting firm Capgemini. Capgemini’s World Payments Report 2027 projects those instruments will make up about 4% of global payments volume by 2030, pressuring foreign exchange […]
Key Findings
According to a survey conducted by IT services and consulting firm Capgemini, banks risk losing $230 billion in payments revenue as stablecoins, tokenized deposits and central bank digital currencies move into wider use.
Capgemini’s World Payments Report 2027 projects those instruments will make up about 4% of global payments volume by 2030, pressuring foreign exchange rates and impacting bank profitability.
The report highlights the growing importance of digital payments and the need for banks to adapt to changing market trends.